Citizens National Bank

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BanksFinancial Advisors

About Us

Citizens National Bank is a full-service, independent community bank serving eight locations in lower northern Michigan; Cheboygan, Onaway, Mackinaw City, Pellston, Indian River, Alanson, and Petoskey. We are the largest, locally-owned bank in the northern lower peninsula of Michigan. On January 24, 1931 the bank received its charter from the federal Comptroller of the Currency and is entirely owned by the CNB Corporation.

Mission Statement
To be the bank and employer of choice in northern Michigan helping our communities build strong economies.

Rep/Contact Info

Ms. Leslie Budnik
Business Operations Manager
Talenna Calhoun
Branch Operations Supervisor
Adam Cushman
Cash Management Officer
Mr. Stephen Daly
Business Banker
Ms. Trisha Dobias
Vice President- Human Resources
Nicole Drake
Senior Vice President, Business Banking
Ms. Amy Essex
Chief Financial Officer
Ms. Samantha Gould
Director of Marketing & Community Relations
Matthew Keene
President & CEO
Ms. Erica McDowell
Universal Banker
Michelle Miller
REBEKAH OLDS
BUSINESS BANKING ASSISTANT
Ms. Allison Sompels
Business Banker
Keith Stevens
Business Banker
Mr. Tim Timmer
Vice President, Commercial Banking
David Woods
Senior VP & Senior Loan Officer